Logo MoK™MoK™ Mobile Money

MoK™ Merchant

Collect all your customers' payments: Mobile Money, card or bank transfer in one place, fully secure.

With MoK™, enjoy a local and intuitive approach: collect payments, track your sales and integrate payments without complexity or hidden costs. MoK™ is designed for entrepreneurs, merchants and professionals looking for a smooth, transparent solution.

Create a MoK™ Business accountWatch the demo

Who is it for?

Transform the way you collect payments. An all-in-one, simple and secure solution to smooth your transactions and improve your cash flow.

Individual Merchants

Individual Merchants

Shops · Restaurants · Services · Pharmacies

Businesses

Businesses

Invoicing · B2B collection · Cash management

Developer

Developer

E-commerce platforms · Fintechs · Digital services

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Active merchants

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Uptime

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Transactions processed

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Countries covered

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Operators covered

Mobile Collection

  • QR Payment

    Accept payments via static or dynamic QR Code · No terminal required

  • Payment link

    Share a payment link via SMS, WhatsApp or email · Customer pays in seconds

  • Push notification

    Receive an instant notification for each payment received

  • 0% refund fees

    0% fees on refunds · Transfer your funds to Mobile Money or Bank fee-free

  • Instant payment

    Instant, secure and traceable payment · Bill and service payments included

Wallet

Sales & Payments Tracking

  • Merchant Portal

    Merchant Portal to view all your transactions in real time

  • Detailed reports

    Detailed reports: sales volume, frequency, customer profiles

  • Competitive fees

    Competitive and transparent fees on refunds — see Pricing

  • Mass payment

    Mass payment: send funds to hundreds of recipients in one click

  • Supplier payment

    Supplier payment · Manage your B2B obligations from the dashboard

  • Accounting export

    Exportable history for accounting: Excel and PDF export

Wallet

Integration & APIs

  • Cash-In APIs

    Multi-country collection APIs (Cash-In) · Coverage: Cameroon, DRC, and partner countries

  • Cash-Out APIs

    Cash-Out distribution APIs · Transfer to Mobile Money or bank account

  • Status tracking

    Real-time transaction status tracking · Webhooks for automatic notifications

  • Sandbox

    Sandbox (test): test your integration without real money · Free and immediate access

  • Documentation

    Clear and simple documentation with dedicated technical support · Code examples available

Wallet

E-commerce compatibility & plugins

Save time with our e-commerce plugins already available:

WooCommerce

WooCommerce

WordPress e-commerce plugin to collect payments directly from your store.

See more
Shopify

Shopify

Connect your e-commerce store and accept payments instantly.

See more
PrestaShop

PrestaShop

Module for widely used local e-commerce platforms.

See more
Moodle

Moodle

Solution suited for education and online training.

See more
WHMCS

WHMCS

Automated billing for hosting and subscription services.

See more

MoK™ Agent

Instant deposit & withdrawal

Deposit and withdraw money easily at our MoK™ agents, regardless of your banking or mobile money operator

Our partners

FAQs

Go to the Business / Merchants section of our website and click "Create an account" or "Become a Merchant".

MoK™ accepts the main Mobile Money operators in the region (MTN, Orange, and other partner operators depending on the country).

Fees vary depending on your profile (Merchant, Business, Aggregator) — see our Pricing page for full details.

MoK™ Merchant targets individuals and small shops; MoK™ Business adds B2B invoicing, mass payment and API access for companies and aggregators.

From your dashboard, import your list of recipients and send the corresponding funds in a single click.

Yes, official plugins are available for WooCommerce, Shopify, PrestaShop, Moodle and WHMCS.

Reports and Excel/PDF exports are available directly from your Merchant Portal.

A MoK™ agent is a collection point for deposits and withdrawals. Find the agent network in the MoK™ Agent section.

Funds are typically transferred instantly to your Mobile Money or bank account.

MoK™ is currently available in Cameroon and DR Congo, with expansion planned to other partner countries.

Watch the demo

Save time with our e-commerce plugins already available:

Coming soon